Story perspectives

Federal Health Program Faces 12.3% Premium Hike in 2026

11/5/2025

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Summary

Story summary

In 2026, the Federal Employees Health Benefits program will average a 12.3% premium increase and higher out-of-pocket costs.
Twenty-nine of 132 plans will significantly raise catastrophic limits.
Kaiser adds doula and hearing aid coverage, while others raise costs for emergency visits and durable medical equipment.
Expanded in-vitro fertilization (IVF) coverage will be available as more plans meet state requirements, and members should review brochures to confirm provider networks.

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Story summary

In 2026, the Federal Employees Health Benefits program will average a 12.3% premium increase and higher out-of-pocket costs.
Twenty-nine of 132 plans will significantly raise catastrophic limits.
Kaiser adds doula and hearing aid coverage, while others raise costs for emergency visits and durable medical equipment.
Expanded in-vitro fertilization (IVF) coverage will be available as more plans meet state requirements, and members should review brochures to confirm provider networks.