Story perspectives
U.S. Household Debt Soars to $18.59 Trillion Amid Rising Delinquency
11/6/2025
50 7
1 of 1
Story summary
- In Q3 2025, U.S. household debt rose by $197 billion to $18.59 trillion, per the Federal Reserve Bank of New York.
- Delinquency rose to 4.5% of debt at least 30 days overdue, the highest since early 2020.
- Student loan delinquency reached 14.4%, a record high.
- Mortgage balances increased by $137 billion and credit card balances by $24 billion.
- Mortgage delinquency rates remained relatively low, reflecting a resilient housing market.
