Story perspectives

New HSA Rules in 2026: More Coverage, More Participants

11/8/2025

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Summary

Story summary

In 2026, new health savings account rules will take effect, attracting four million new participants.
The changes allow H.S.A. funds to cover primary care fees and make telehealth services HSA-compatible.
The budget law now qualifies bronze and catastrophic plans for HSAs, which may appeal to those facing rising premiums.
Individuals can contribute up to $4,400 and families up to $8,750, while experts urge comparing total plan costs because subsidies expire.

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Story summary

In 2026, new health savings account rules will take effect, attracting four million new participants.
The changes allow H.S.A. funds to cover primary care fees and make telehealth services HSA-compatible.
The budget law now qualifies bronze and catastrophic plans for HSAs, which may appeal to those facing rising premiums.
Individuals can contribute up to $4,400 and families up to $8,750, while experts urge comparing total plan costs because subsidies expire.