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Story perspectives

Social Security Boost: 2.8% Increase and Key Dates Ahead

11/10/2025

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Story summary
  • Millions of Americans will receive Social Security benefits, with disbursements on November 12, 2025, for those born the 1st through the 10th.
  • The average monthly retirement payment is about $2,008.
  • Maximum benefits reach $4,018 at full retirement age.
  • Starting in 2026, there will be a 2.8% cost-of-living adjustment to offset inflation.
  • Experts warn that Social Security covers about 40% of expenses and advise diversifying income and consulting financial advisors.