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Story perspectives

Visa and Mastercard Propose Settlement to Cut Fees

11/13/2025

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Story summary
  • Visa and Mastercard have proposed a settlement to resolve a 20-year dispute with merchants over interchange fees, aiming to cut fees by 0.1% over five years.
  • The plan would let merchants selectively accept different credit-card tiers, potentially denying high-reward cards.
  • The proposal is pending court approval after prior settlements faced legal challenges, while merchants press for broader reforms, including Congressional action on interchange fees.