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Michigan Lawmakers Tackle Medical Debt with New Legislation

11/18/2025

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Summary

Story summary

Michigan lawmakers introduced bipartisan legislation to alleviate residents' medical debt.
The Medical Debt Act would require hospitals to establish income- and insurance-based financial assistance programs, with discounts for low-income uninsured patients.
New House bills would restrict interest charges and protect qualifying patients from severe financial repercussions.
However, the federal government may challenge these state laws under the Fair Credit Reporting Act.

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Story summary

Michigan lawmakers introduced bipartisan legislation to alleviate residents' medical debt.
The Medical Debt Act would require hospitals to establish income- and insurance-based financial assistance programs, with discounts for low-income uninsured patients.
New House bills would restrict interest charges and protect qualifying patients from severe financial repercussions.
However, the federal government may challenge these state laws under the Fair Credit Reporting Act.