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Fed Reforms Risk Oversight, Cuts Staff by 30%

11/18/2025

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Story summary
  • The Federal Reserve is shifting its bank supervision toward prioritizing material financial risks, as outlined in a memo by Michelle Bowman, Vice Chair for Supervision.
  • The overhaul includes a planned 30% reduction in staff.
  • Critics, including former Fed Vice Chair Michael Barr, warn the changes could weaken the Fed's ability to identify and manage risks.
  • Bowman’s actions reflect a broader trend of regulatory relief since her appointment.