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Study Reveals $106K Needed for Comfortable Living in U.S.

11/20/2025

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Summary

Story summary

A study by Upgraded Points finds that a single adult in the United States needs $106,745 annually to live comfortably under the 50/30/20 rule.
In Tennessee, the required income for one adult is $96,233.
In Asheville, North Carolina, a single adult must earn at least $117,537, versus the median personal income of $41,243.
For two-parent households in Asheville, income needed ranges from $196,938 for one child to $281,118 for three.

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Story summary

A study by Upgraded Points finds that a single adult in the United States needs $106,745 annually to live comfortably under the 50/30/20 rule.
In Tennessee, the required income for one adult is $96,233.
In Asheville, North Carolina, a single adult must earn at least $117,537, versus the median personal income of $41,243.
For two-parent households in Asheville, income needed ranges from $196,938 for one child to $281,118 for three.