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Trump's 50-Year Mortgages: A Risky Financial Gamble?

11/20/2025

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Summary

Story summary

U.S. President Donald Trump proposed 50-year mortgages, a plan that Moody's Analytics analyst Mark Zandi says could increase financial risk for homeowners and lenders.
Zandi notes borrowers may struggle to build equity and face higher interest rates, potentially erasing any savings from the longer term.
The proposal remains in early stages, with no formal policy documents released yet.

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Story summary

U.S. President Donald Trump proposed 50-year mortgages, a plan that Moody's Analytics analyst Mark Zandi says could increase financial risk for homeowners and lenders.
Zandi notes borrowers may struggle to build equity and face higher interest rates, potentially erasing any savings from the longer term.
The proposal remains in early stages, with no formal policy documents released yet.