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Story perspectives

Health Insurance Costs Surge: Lawmakers Under Pressure to Act

11/20/2025

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Story summary
  • In 2025, the average cost of employer-sponsored health insurance rose to $17,496, up 6% from 2024, with a projected 6.7% rise in 2026.
  • Prescription drug spending, especially on GLP-1 weight-loss medications, contributed to the increase.
  • Workers will face higher premiums, deductibles, and out-of-pocket costs, which reduce disposable income.
  • Bipartisan lawmakers are under pressure to address affordability as costs rise and threaten the uninsured.
  • Independent financial advisors face soaring premiums.