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Story perspectives

Gen X Faces Retirement Crisis: Savings Under $50K

11/22/2025

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Story summary
  • Manulife warns Gen Xers aged 44 to 58 are unprepared for retirement, with average savings under $50,000.
  • A third of this group faces financial insecurity as they approach retirement.
  • The CD Howe Institute echoes concerns that many are not adapting to decades without income.
  • The shift from traditional pensions to defined contribution plans leaves many financially illiterate and investing poorly.