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Story perspectives

Insurers Push to Exclude AI Risks from Policies

11/24/2025

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Story summary
  • American International Group, Inc. (AIG), Great American Insurance Group, and WR Berkley seek U.S. regulatory approval to exclude AI-related liabilities from corporate policies.
  • They view AI's unpredictable nature as an uninsurable risk and doubt readiness.
  • Incidents of AI errors, including false accusations and fabricated discounts, raise accountability concerns.
  • A malfunction in widely used AI models could trigger simultaneous claims across many businesses.
  • Industry grapples with AI integration into corporate operations.