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Story summary
- The Social Security Administration (SSA) will apply a 2.8% cost-of-living adjustment to benefits starting January 2026.
- SSI recipients will receive their January payment early on December 31, 2025, because January 1 is a federal holiday.
- This adjustment allows some beneficiaries to receive two payments in December.
- The average retired worker's benefit will rise about $56 per month, and the SSI cap will be $994 for individuals and $1,491 for couples.
