Story perspectives
UK Plans Lifetime ISA Reform for First-Time Buyers
11/26/2025
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Story summary
- The UK government will consult on reforming the Lifetime ISA in early 2026 to replace it with a simpler first-time buyer product.
- Rachael Griffin, a tax expert, says LISA fails to serve retirement and home-buying goals.
- The £450,000 price cap has not changed since 2017, limiting usefulness.
- Carol Knight, CEO of TISA, argues for sensible reform, noting LISA has helped savers and buyers, and the transition must protect holders.
