Story perspectives

Australia Bans Genetic Discrimination in Life Insurance Policies

11/28/2025

Summary

Story summary

The Australian Government introduced legislation banning adverse genetic-test results in life insurance underwriting.
The bill would bar insurers from using genetic information to discriminate based on disease risk.
The Council of Australian Life Insurers welcomed the bill and emphasized predictive genetic tests for health management.
The legislation will take effect six months after approval and include a five-year review while it awaits a vote in the Australian House of Representatives.

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Story summary

The Australian Government introduced legislation banning adverse genetic-test results in life insurance underwriting.
The bill would bar insurers from using genetic information to discriminate based on disease risk.
The Council of Australian Life Insurers welcomed the bill and emphasized predictive genetic tests for health management.
The legislation will take effect six months after approval and include a five-year review while it awaits a vote in the Australian House of Representatives.