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Insurers Limit AI Claims Amid Rising Risk Concerns

11/29/2025

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Story summary
  • Insurers are updating policy wordings and introducing exclusions related to AI risks.
  • AIG and WR Berkley are seeking regulatory approval for exclusions that would deny AI-linked claims.
  • The moves reflect concerns that AI failures could trigger systemic losses for insurers.
  • As regulators approve these changes, businesses may bear the financial burden of AI-related risks.