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Young Canadians Embrace Trading Amid Housing Crisis

11/30/2025

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Summary

Story summary

Individuals under 35 now hold 28% of trading accounts in Canada, nearly doubling since 2018.
Many in this demographic are reducing mortgage debt, with some opting to rent and invest instead.
Home prices are now around eight times the median household income, keeping housing historically unaffordable.
As a result, the average first-time homebuyer in Canada is now 40 years old.

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Story summary

Individuals under 35 now hold 28% of trading accounts in Canada, nearly doubling since 2018.
Many in this demographic are reducing mortgage debt, with some opting to rent and invest instead.
Home prices are now around eight times the median household income, keeping housing historically unaffordable.
As a result, the average first-time homebuyer in Canada is now 40 years old.