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Story perspectives

Younger Canadians Shift Focus from Housing to Trading

11/30/2025

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Summary

Story summary

Younger Canadians under 35 hold 28% of trading accounts, nearly twice their share in 2018.
Many are stepping back from the housing market.
The youngest families have reduced mortgage debt since 2022.
The average home remains historically unaffordable at around eight times the median income.
As a result, the average first-time homebuyer is now 40 years old.

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Story summary

Younger Canadians under 35 hold 28% of trading accounts, nearly twice their share in 2018.
Many are stepping back from the housing market.
The youngest families have reduced mortgage debt since 2022.
The average home remains historically unaffordable at around eight times the median income.
As a result, the average first-time homebuyer is now 40 years old.