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Upstart Stock Dips 35%, Analysts See 91% Recovery Potential

12/1/2025

37 5 Full Breakdown

Summary

Story summary

Upstart stock declined 35% this year, raising concerns about consumer financial health.
Wall Street Journal analysts see the drop as a buying opportunity, with upside of 32% to 91% over 12–18 months.
Upstart's artificial intelligence (AI) algorithm analyzes 2,500 data points and handles 91% of loan applications autonomously.
In Q3 2025, revenue rose 71% to $277 million.
The company posted net income of $31.8 million, reversing the prior year's loss.

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Story summary

Upstart stock declined 35% this year, raising concerns about consumer financial health.
Wall Street Journal analysts see the drop as a buying opportunity, with upside of 32% to 91% over 12–18 months.
Upstart's artificial intelligence (AI) algorithm analyzes 2,500 data points and handles 91% of loan applications autonomously.
In Q3 2025, revenue rose 71% to $277 million.
The company posted net income of $31.8 million, reversing the prior year's loss.