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Mortgage Applications Dip 1.4% Amid Falling Rates

12/3/2025

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Story summary
  • The Mortgage Bankers Association reported total mortgage application volume fell 1.4% last week, while demand from borrowers and potential homebuyers remained unchanged.
  • Mortgage rates declined last week, with the average 30-year fixed rate dropping to 6.32% from 6.40%.
  • Joel Kan, vice president at the Mortgage Bankers Association (MBA), attributed the movement in rates to lower Treasury yields tied to a weaker labor market and declining consumer confidence.