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Cash Purchases Dominate NYC Housing Market in 2025

12/4/2025

30 6 Full Breakdown

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Story summary
  • In the first half of 2025, cash purchases totaled over 60% of New York City's housing market, with 10,825 deals among 17,924 sales, per the Center for NYC Neighborhoods.
  • Queens had the most cash purchases.
  • The Bronx had the highest cash-buy ratio.
  • The report notes an economic divide that makes homeownership less attainable.
  • Realtor.com's senior economist says wealthier buyers in the luxury market drive this surge as rates stay high.