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GAO Uncovers 90% Fraud in ACA Subsidy Applications

12/4/2025

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Summary

Story summary

The Government Accountability Office (GAO) found that 90% of fictitious ACA applicants received subsidies without proper documentation in the past two years, revealing fraud risks in the federal ACA marketplace.
The GAO also notes enrollment fraud, including multiple enrollments using the same Social Security numbers.
The Senate is set to consider extending ACA subsidies later this month.

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Story summary

The Government Accountability Office (GAO) found that 90% of fictitious ACA applicants received subsidies without proper documentation in the past two years, revealing fraud risks in the federal ACA marketplace.
The GAO also notes enrollment fraud, including multiple enrollments using the same Social Security numbers.
The Senate is set to consider extending ACA subsidies later this month.