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RBNZ Holds Rates Steady as Retail Confidence Soars

12/6/2025

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Story summary
  • The Reserve Bank of New Zealand (RBNZ) expects rates to remain stable, supporting consumer spending as homeowners refinance mortgages.
  • Retail spending and business confidence have risen to an 11-year high, signaling recovery after the end of Covid stimulus.
  • The unemployment rate stands at 5.3%, indicating ongoing labor-market challenges.
  • Experts urge the government to adopt bold pro-growth policies to sustain momentum, with cautious decision-making during the election.