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Story perspectives

Student Loan Delinquencies Surge, Risking Rental Fraud

12/9/2025

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Story summary
  • TransUnion reports that student loan delinquencies among rental applicants doubled in early 2025 as federal loan forgiveness ends.
  • One in three borrowers is now 90 or more days past due.
  • Many borrowers have seen drops in credit scores, affecting rental applications.
  • TransUnion warns that these pressures could lead to fraud as renters falsify documents.
  • Property managers should adapt their screening methods to address these changes.