Story perspectives
Gen Z's Struggle: Debt Burden Amid Rising Costs
12/11/2025
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Story summary
- Fatin Anuar, a 25-year-old Kuala Lumpur resident, faces about 3,000 ringgit in debt from two credit cards.
- She initially saw the cards as helpful, but her bills have escalated.
- Anuar argues that Gen Z is unfairly labeled as reckless spenders, citing essential costs like rent and food.
- Her experience reflects a broader Malaysian trend: young workers face stagnant wages and rising living costs, leading to debt.
