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Story perspectives

40% of Older Workers Face Early Exit Due to Disabilities

12/13/2025

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Story summary
  • Older Americans plan to work longer, but about 40% will leave jobs early due to disabilities.
  • Leaving work early threatens financial security by depleting savings and prompting early Social Security claims at 62.
  • Social Security Disability Insurance (SSDI) now supports 8.2 million people, primarily those over 50 and low-income.
  • SSDI faces backlogs and a stalled modernization proposal that could hinder benefits for older applicants.