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40% of Student Loan Borrowers Struggle Amid Debt Crisis

12/13/2025

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Summary

Story summary

Survey shows 40% of student loan borrowers struggle to meet basic needs due to debt.
Ben L., 36, earns six figures but owes $95,000 in private loans and credit card debt.
Michele Zampini of The Institute for College Access & Success (TICAS) says borrowers trade expenses for loan payments.
The Trump administration's decision to eliminate the Biden-era Save program may worsen outcomes for many borrowers.

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Story summary

Survey shows 40% of student loan borrowers struggle to meet basic needs due to debt.
Ben L., 36, earns six figures but owes $95,000 in private loans and credit card debt.
Michele Zampini of The Institute for College Access & Success (TICAS) says borrowers trade expenses for loan payments.
The Trump administration's decision to eliminate the Biden-era Save program may worsen outcomes for many borrowers.