Story perspectives
Farm Loan Repayment Declines Amid Rising Costs and Losses
12/14/2025
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Story summary
- A Federal Reserve Bank of Chicago (Chicago Fed) survey shows declining farm-loan repayment rates and rising collateral requirements.
- Nearly half of surveyed bankers expect increased forced sales of distressed farm assets.
- The American Soybean Association projects a third straight year of losses, with 2025 production expenses at $467.4 billion.
- Overall farm incomes fell for 80% of lenders.
- Aid packages cover only a fraction of soybean losses.
