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Story summary
- As the year ends, individuals can pay down debt by redeeming credit card points for statement credits.
- They can earn extra rewards by using cash-back browser extensions such as Rakuten.
- They can generate payments by selling unused items through resale apps like Mercari and Depop.
- Freelance work can provide extra income to reduce debt.
- Holiday bonuses should be directed toward reducing debt as 2026 approaches.
