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Small Businesses Face 97% Premium Hike Without ACA Action

12/17/2025

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Story summary
  • The expiration of enhanced Affordable Care Act tax credits would raise costs for small-business health plans and threaten coverage on the health care exchange.
  • Jimmy Pang, a San Diego small business owner, currently pays $350 monthly for coverage.
  • He faces a premium rise to $750 next year.
  • Experts warn that without action from Congress, millions could lose coverage as premiums rise 97% in 2026.