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2025 Sees $107 Billion in Global Insured Losses

12/17/2025

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Summary

Story summary

In 2025, global insured losses reached $107 billion, including $40 billion from Los Angeles wildfires, the sixth straight year above $100 billion per Swiss Re Institute.
Despite high insured losses, overall economic losses from catastrophes fell to $233 billion, down about one-third from last year, while Hurricane Melissa produced around $2.5 billion in insured losses.
Insurers are focusing on risk mitigation, requiring homeowners in vulnerable areas to implement protective measures.

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Story summary

In 2025, global insured losses reached $107 billion, including $40 billion from Los Angeles wildfires, the sixth straight year above $100 billion per Swiss Re Institute.
Despite high insured losses, overall economic losses from catastrophes fell to $233 billion, down about one-third from last year, while Hurricane Melissa produced around $2.5 billion in insured losses.
Insurers are focusing on risk mitigation, requiring homeowners in vulnerable areas to implement protective measures.