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India Passes Bill to Allow 100% FDI in Insurance

12/18/2025

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Story summary
  • India’s parliament passed the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Bill, 2025, allowing 100% FDI in insurance.
  • The reform aims to attract global capital and expand the insurance ecosystem, with Finance Minister Nirmala Sitharaman saying it will create jobs.
  • The bill mandates a minimum solvency ratio for insurers, establishing the Policyholders' Education and Protection Fund.