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Synchrony Bank's 4.25% APY CD: No Minimum Deposit!

12/20/2025

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Summary

Story summary

Synchrony Bank offers the best 18-month CD at 4.25% APY with no minimum deposit.
The no-minimum deposit enhances accessibility for many customers.
The bank's CD rates are competitive across various terms, while the three-month CD earns 0.25% APY.
The rates and low opening deposit make Synchrony Bank ideal for investors seeking an 18-month CD or a CD ladder.

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Story summary

Synchrony Bank offers the best 18-month CD at 4.25% APY with no minimum deposit.
The no-minimum deposit enhances accessibility for many customers.
The bank's CD rates are competitive across various terms, while the three-month CD earns 0.25% APY.
The rates and low opening deposit make Synchrony Bank ideal for investors seeking an 18-month CD or a CD ladder.