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Holiday Scams: Protecting Yourself This Season

12/20/2025, 7:59:45 PM

Overview of Common Holiday Scams

The holiday season is a prime time for scams, as increased shopping and travel create opportunities for fraud. According to a recent AARP survey, nearly 90% of U.S. adults reported being targeted by or falling for scams during the holidays. Experts from the AARP Fraud Watch Network and the Better Business Bureau (BBB) emphasize the importance of vigilance during this busy time.

Expert Recommendations for Prevention

Experts urge consumers to take a moment to research unfamiliar offers and sellers. Key McKay from the BBB emphasizes the importance of verifying delivery information and being cautious of deals that seem too good to be true. She advises prioritizing safety over speed in holiday shopping decisions.

Official Statements & Responses

The FBI has noted an uptick in fraud during the holidays, with scams ranging from bank impersonation to romance scams. They encourage consumers to "take a beat" and verify information before acting.

Criticism & Opposition

Consumer advocates stress that the rush of holiday shopping can lead to poor decision-making, making individuals more susceptible to scams. They highlight the need for increased awareness and education on recognizing fraudulent activities.

Verbatim Quotes

  • “Scammers are opportunistic; they will take advantage of the holidays to attempt bank impersonation scams, charity scams, non-payment or non-delivery scams, and romance scams, among others,” — Greg Heeb, Deputy Assistant Director, FBI
  • “If it sounds too good to be true, then it usually is.” — Key McKay, Business Networking Specialist, BBB
  • “Be proactive and report it as quickly as possible,” — Amy Nofziger, Senior Director, AARP Fraud Watch Network

Conclusion

As the holiday season approaches, consumers must remain vigilant against scams. By understanding common fraud tactics and taking proactive measures, individuals can protect themselves and ensure a joyful holiday experience.