Story perspectives

China Holds Loan Rates Steady Amid Economic Slowdown

12/22/2025

Summary

Story summary

China kept the benchmark loan prime rates unchanged in December, the seventh straight month, with one-year LPR at 3.00% and the five-year LPR at 3.50%.
The decision aligns with market expectations.
Analysts expect the central bank may delay stimulus until next year as economy stays on track to meet growth targets.
Central Economic Work Conference urged proactive fiscal policy to stimulate consumption and investment amid slowing factory output and retail sales.

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Story summary

China kept the benchmark loan prime rates unchanged in December, the seventh straight month, with one-year LPR at 3.00% and the five-year LPR at 3.50%.
The decision aligns with market expectations.
Analysts expect the central bank may delay stimulus until next year as economy stays on track to meet growth targets.
Central Economic Work Conference urged proactive fiscal policy to stimulate consumption and investment amid slowing factory output and retail sales.