Story perspectives

Credit Card Issuers Cut Mortgage Rewards Amid Profit Struggles

12/23/2025

Summary

Story summary

Credit card issuers are withdrawing mortgage-related rewards cards due to profitability challenges.
Mesa, issuer of the Homeowners Visa Signature Preferred Credit Card, discontinued it without notice.
Rocket Mortgage ended its Rocket Visa Signature Card, providing cash rewards for closing costs.
Bilt plans to introduce new cards in February 2026 allowing points on mortgage payments.
Affected Mesa cardholders must continue making minimum payments and may file complaints with consumer protection agencies.

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Story summary

Credit card issuers are withdrawing mortgage-related rewards cards due to profitability challenges.
Mesa, issuer of the Homeowners Visa Signature Preferred Credit Card, discontinued it without notice.
Rocket Mortgage ended its Rocket Visa Signature Card, providing cash rewards for closing costs.
Bilt plans to introduce new cards in February 2026 allowing points on mortgage payments.
Affected Mesa cardholders must continue making minimum payments and may file complaints with consumer protection agencies.