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Senators Probe Demotech's Risky Insurer Ratings Amid Concerns

12/24/2025

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Summary

Story summary

Senators Sheldon Whitehouse, Ron Wyden, and Elizabeth Warren launched an inquiry into Demotech over its 'lightly regulated' insurer ratings.
They warn Demotech ratings could expose Fannie Mae, Freddie Mac, and taxpayers to significant market-collapse risk.
They cite Florida’s 20% insolvency rate among Demotech-rated insurers with an 'A' rating and urge oversight improvements with information due by January 13, 2026.

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Story summary

Senators Sheldon Whitehouse, Ron Wyden, and Elizabeth Warren launched an inquiry into Demotech over its 'lightly regulated' insurer ratings.
They warn Demotech ratings could expose Fannie Mae, Freddie Mac, and taxpayers to significant market-collapse risk.
They cite Florida’s 20% insolvency rate among Demotech-rated insurers with an 'A' rating and urge oversight improvements with information due by January 13, 2026.