Story perspectives

401(k) Balances Surge 16.9% Amid Inflation Recovery

12/24/2025

50 5

Summary

Story summary

In 2025, the average 401(k) balance rose by $23,200 (16.9%), according to E.J. Antoni.
The rebound followed high inflation and a weak bond market under the Biden administration.
E.J. Antoni attributes the turnaround to cooling inflation and improved fiscal policies, crediting Trump administration's regulatory changes.
Despite gains, savers face a gap in purchasing power due to previous losses.
Antoni warns that returning to aggressive government spending could jeopardize these improvements.

1 of 1

Story summary

In 2025, the average 401(k) balance rose by $23,200 (16.9%), according to E.J. Antoni.
The rebound followed high inflation and a weak bond market under the Biden administration.
E.J. Antoni attributes the turnaround to cooling inflation and improved fiscal policies, crediting Trump administration's regulatory changes.
Despite gains, savers face a gap in purchasing power due to previous losses.
Antoni warns that returning to aggressive government spending could jeopardize these improvements.