Story perspectives

64% Set Financial Resolutions for 2026: Experts Weigh In

12/29/2025

Summary

Story summary

A Fidelity Investments survey shows 64% plan to make financial resolutions for 2026, up from 56%.
Common goals include saving more (43%), paying down debt (37%), and spending less (31%).
Experts urge specific, measurable goals and recommend automating savings and tracking expenses.
They also advise prioritizing long-term targets such as retirement savings and cautious refinancing.
Overall, the aim is sustainable financial habits for the new year.

History

Historical Context

The 2008 financial crisis led to a dramatic shift in American consumer behavior, with 70% prioritizing debt reduction and savings. This change reflects a broader trend towards fiscal responsibility, echoing the post-crisis emphasis on sustainable financial habits. Fidelity Investments' survey indicates that 64% of Americans are setting financial resolutions for 2026, underscoring the lasting impact of economic downturns on personal finance strategies.

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Story summary

A Fidelity Investments survey shows 64% plan to make financial resolutions for 2026, up from 56%.
Common goals include saving more (43%), paying down debt (37%), and spending less (31%).
Experts urge specific, measurable goals and recommend automating savings and tracking expenses.
They also advise prioritizing long-term targets such as retirement savings and cautious refinancing.
Overall, the aim is sustainable financial habits for the new year.

1 / 2