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Story summary
- The U.S. Department of Health and Human Services estimates a 70% chance of needing long-term care by age 65, signaling rising costs.
- Women require care longer, averaging 3.7 years versus 2.2 years for men.
- Medicare does not cover long-term care, and costs remain high, with a home health aide averaging $77,792 annually and semiprivate to private rooms at $111,325–$127,750.
