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Millions Face 114% Premium Hike as ACA Subsidies Expire

1/1/2026

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Congress Faces Healthcare Crisis
  • Due to expiring enhanced ACA subsidies on January 1, 2026, millions of Americans face higher healthcare costs.
  • The Kaiser Family Foundation (KFF) estimates that premiums for subsidized enrollees could rise by an average of 114%.
  • The expiration follows a prolonged government shutdown during which Congress failed to extend the subsidies.
  • Lawmakers are weighing a January 2026 vote to extend the subsidies, with affordability concerns rising ahead of the election.
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