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Story perspectives

Lawmakers at Odds Over ACA Subsidy Deadline, Millions at Risk

1/1/2026

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Story summary
  • Lawmakers face an impasse over the expiration of Affordable Care Act subsidies on January 3, 2026.
  • Without action, about 20 million Americans could see premium increases, some up to 361%.
  • A bipartisan three-year extension proposal gains traction, but Senate Republicans including Sen. John Thune (R-SD) oppose it without reforms.
  • Democrats say they are willing to negotiate but resist certain Republican demands.
  • The government funding deadline nears on January 30, 2026.