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India to Review Small Savings Rates by December 2025

1/2/2026

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Story summary
  • The Finance Ministry of India will review small savings rates, including the Public Provident Fund (PPF) and National Savings Certificate (NSC), on December 31, 2025.
  • Current rates stand at 7.1% for the Public Provident Fund (PPF) and 8.2% for the Senior Citizen Savings Scheme (SCSS).
  • Experts say the formula points to potential cuts based on G-Sec yields, but stability for savers, including pensioners and retirees, may prevail.