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New Bill Expands Annuity Options for Older Workers

1/7/2026

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Story summary
  • The bipartisan bill H.R. 6324 would allow workers aged 50 and older to roll over 401(k) assets into annuities while employed, expanding retirement income options.
  • The proposal notes that 66% of savers fear outliving their retirement money.
  • Many 401(k) plans now offer annuities to provide guaranteed income, signaling a shift from traditional pensions.
  • Introduced in November, the bill awaits action in the House Committee on Ways and Means.