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Story summary
- Debt charities report an unprecedented surge in calls for help after the Christmas season.
- Charities urge people in financial distress to seek help promptly to avoid worsening their situations.
- StepChange notes January 1 was the busiest day in its history, with 1,365 calls.
- Dave Murphy describes debt difficulties after losing his job and going through a divorce.
- He has since turned his finances around with assistance from StepChange.
