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Virginia Man Sentenced for $1.2M Luxury Watch Fraud

1/12/2026

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Summary

Story summary

Jaivin Raj Karnani, a 45-year-old McLean, Virginia resident, was sentenced to 21 months in federal prison for defrauding American Express and Harrods of over $1.2 million.
Between late 2022 and mid-2024, he used multiple American Express accounts, including cards under his mother’s name, to purchase luxury watches.
He claimed non-receipt of the items to dispute charges, causing losses for the credit card company and Harrods.
Karnani must forfeit the fraudulent purchases and 23 seized luxury watches.

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Story summary

Jaivin Raj Karnani, a 45-year-old McLean, Virginia resident, was sentenced to 21 months in federal prison for defrauding American Express and Harrods of over $1.2 million.
Between late 2022 and mid-2024, he used multiple American Express accounts, including cards under his mother’s name, to purchase luxury watches.
He claimed non-receipt of the items to dispute charges, causing losses for the credit card company and Harrods.
Karnani must forfeit the fraudulent purchases and 23 seized luxury watches.