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Trump Proposes $200 Billion Plan to Boost Housing Affordability

1/12/2026

Summary

Story summary

U.S. President Donald Trump acknowledged a trade-off between housing affordability for first-time buyers and preserving homeowner equity.
He proposed buying $200 billion in mortgage-backed securities to lower mortgage rates and monthly payments.
Experts say expanding housing supply is essential to address affordability and prevent prices from rising if demand remains.
The Federal Housing Finance Agency confirmed Fannie Mae and Freddie Mac would execute the bond purchases, with details remaining unclear.

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Story summary

U.S. President Donald Trump acknowledged a trade-off between housing affordability for first-time buyers and preserving homeowner equity.
He proposed buying $200 billion in mortgage-backed securities to lower mortgage rates and monthly payments.
Experts say expanding housing supply is essential to address affordability and prevent prices from rising if demand remains.
The Federal Housing Finance Agency confirmed Fannie Mae and Freddie Mac would execute the bond purchases, with details remaining unclear.