Story perspectives

Health Insurance Costs Surge as COVID Subsidies Expire

1/12/2026

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Summary

Story summary

In early 2026, health insurance costs rose after the expiration of COVID-era subsidies under the Affordable Care Act.
Mila Clarke, a Houston resident, and Kelly Berry of Wisconsin report significant increases in their monthly premiums.
Advocates urge Congress to extend the enhanced subsidies, but the Senate has shown reluctance.
Uninsured individuals, such as Robert and Emily Sory from Tennessee, rely on community health centers and sliding scale fees.

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Story summary

In early 2026, health insurance costs rose after the expiration of COVID-era subsidies under the Affordable Care Act.
Mila Clarke, a Houston resident, and Kelly Berry of Wisconsin report significant increases in their monthly premiums.
Advocates urge Congress to extend the enhanced subsidies, but the Senate has shown reluctance.
Uninsured individuals, such as Robert and Emily Sory from Tennessee, rely on community health centers and sliding scale fees.