Story perspectives

Trump-Linked Group Challenges Mortgage Discrimination Reporting Rules

1/13/2026

Summary

Story summary

America First Legal, aligned with U.S. President Donald Trump, urges the Consumer Financial Protection Bureau to end Regulation C's demographic reporting mandate, arguing it lets lenders consider race and sex in mortgage applications and causes discrimination.
The group contends Regulation C is unconstitutional and runs counter to merit-based aims.
The CFPB, created after the 2008 financial crisis, continues to operate but faces Republican criticism as overly regulatory.

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Story summary

America First Legal, aligned with U.S. President Donald Trump, urges the Consumer Financial Protection Bureau to end Regulation C's demographic reporting mandate, arguing it lets lenders consider race and sex in mortgage applications and causes discrimination.
The group contends Regulation C is unconstitutional and runs counter to merit-based aims.
The CFPB, created after the 2008 financial crisis, continues to operate but faces Republican criticism as overly regulatory.