Story perspectives

CFPB and DOJ Withdraw Anti-Discrimination Guidance, Sparking Concerns

1/13/2026

Summary

Story summary

On January 12, 2026, the CFPB and the Department of Justice withdrew guidance prohibiting lenders from discriminating against immigrants and non-citizens.
The guidance, issued in 2023 by President Joe Biden, stated immigration status could not be the sole loan factor.
The withdrawal aligns with U.S. President Donald Trump’s immigration policies, while critics warn it could invite discriminatory lending.
The DOJ says the withdrawal restores alignment with federal civil rights law.

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Story summary

On January 12, 2026, the CFPB and the Department of Justice withdrew guidance prohibiting lenders from discriminating against immigrants and non-citizens.
The guidance, issued in 2023 by President Joe Biden, stated immigration status could not be the sole loan factor.
The withdrawal aligns with U.S. President Donald Trump’s immigration policies, while critics warn it could invite discriminatory lending.
The DOJ says the withdrawal restores alignment with federal civil rights law.